bahi_khaata

CA · IIM Nagpur · Ex-IFCI Venture Capital · Building SaveIT

I fix what most founders can't see in their own numbers.

I've sat on both sides of the funding table — reviewing ₹500Cr+ of deals at IFCI Venture Capital, and building a fintech startup myself. bahi_khaata is where I share what only that combination teaches you. Daily, in plain language, for free.

Follow @bahi_khaata on Instagram Connect on LinkedIn

CA. Nitesh Srivastava — Founder, SaveIT

250+

Founders and businesses advised

₹500Cr+

VC deal flow reviewed

5 yrs

PE / VC diligence at IFCI Venture Capital

IIM Nagpur

Executive MBA in FinTech
Not a teacher. A practitioner who explains.

The combination that makes the difference

“I've been on both sides of the funding table — and I'm currently building a startup myself.”

  1. Chapter 01

    Saveit · Fintech Startup, Now

  2. Chapter 02

    Navtanu · Wealthtech Startup, 2023–2025

    I built a startup and it didn't work. Not because the idea was wrong — because the financial fundamentals were. Unit economics I couldn't defend. A cap table I hadn't structured right. The mistakes I now help 250+ founders avoid, I made first.

  3. Chapter 03

    Advisory Services · 250+ Businesses · 8 Years

    Working with 250+ businesses isn't a side business — it's market intelligence. Every founder conversation teaches me something that makes SaveIT a better product, and becomes content that helps the next founder for free.

  4. Chapter 04

    IFCI Venture Capital · PE/VC/AIF · ₹500Cr+ Deals · 5 Years

    Spent five years on the VC side reviewing what founders pitched versus what the numbers actually said. Learned exactly what gets funded, what gets killed in the first ten minutes, and the financial red flags no deck can paper over.

  5. Chapter 05

    bahi_khaata · Knowledge Sharing · Now

    On Instagram, I turn founder questions, deal-room lessons, and finance mistakes into simple daily posts — practical, direct, and built for people running real businesses.

Areas I go deep on

Fundraising & VC logic

I've read the deal memos. I know what gets a founder funded and what kills the conversation in ten minutes — cap tables, unit economics, term-sheet traps. I break these down every week.

MSME & business finance

Working capital, loan readiness, DSCR, project reports — the fundamentals that decide whether a profitable business grows or quietly stalls. Learned across 250+ businesses, shared daily.

Compliance, decoded

GST, TDS, ROC, ITR — not what to file, but what it signals and what skipping it costs you later. Compliance is protection, not paperwork.

Fintech & regulation

NBFC structures, RBI rules, AIF/SEBI in practice — from someone building a regulated fintech product right now, not quoting a textbook.

What I write about

Daily insights across Instagram and LinkedIn. No fluff, no motivation — just the financial reality most people learn the hard way.

Startup Finance 101

Cap tables, unit economics, and the financial model VCs actually want to see.

MSME & Compliance

GST mistakes that trigger notices. Business structures that can't be undone.

VC Reality Check

What VCs actually look at in your financials — from someone who was on that side.

Founder Fails & Lessons

The mistakes 250+ businesses almost didn't survive. Learn them without paying for them.

Alerts & Opportunities

Grants, scheme windows, and regulatory changes — before they close.